Hinsdale Bank & Trust CompanyChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Hinsdale Bank & Access Plus

0.01%APY · as of Oct 10, 2026

A year for an everyday customer: −$120 fees and interest, $2,000 kept
Monthly fee: $10 a month
To open: $100 to open
On our list: #766 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
$2,500 average daily balance
$25,000 combined average relationship balance in consumer accounts held at the same charter bank
Source · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
Overdraft fee: $35Source · checked Oct 10, 2026
Returned item (NSF) fee: $35Source · checked Oct 10, 2026
ATM network: Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUM networksSource · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026
Foreign transaction fee (debit card): 1.1%Source · checked Oct 10, 2026
Incoming domestic wire: $10Source · checked Oct 10, 2026
Outgoing domestic wire: $25Source · checked Oct 10, 2026
Incoming international wire: $15Source · checked Oct 10, 2026
Outgoing international wire: $40Source · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026
Cashier’s check: $5Source · checked Oct 10, 2026
Stop payment: $30Source · checked Oct 10, 2026
Card replacement: $10Source · checked Oct 10, 2026

ATM fee rebatesCard lockEarly direct depositFree checksInterest bearingMobile check depositOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

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