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First United Bank and Trust CompanyChecking accountChecked Oct 10, 2026Updated

First United Bank and Basic Checking

$4.95monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#112 of 986 checking accounts, by a year’s value for an everyday customer
Visit First United Bank and Trust CompanyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$4.95 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintain an average balance of $500.00 or more
  • primary account holder has $10,000+ in combined deposits
  • receive at least one direct deposit
  • primary account holder is age 17 and under
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
International ATM fee
NoneSource · checked Oct 10, 2026
ATM fees refunded, up to
$5 a monthSource · checked Oct 10, 2026

Who can open it

Where
Texas, OklahomaSource · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessBudgeting toolsCustom card designDebit cardJoint accountsMobile check depositOnline openingSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money