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First-Citizens Bank & Trust CompanyChecking accountChecked Oct 10, 2026Updated

First-Citizens Bank & Premier Executive Checking

$50monthly fee
A year for an everyday customer
−$600 fees and interest, $2,000 kept
On our list
#981 of 986 checking accounts, by a year’s value for an everyday customer
Visit First-Citizens Bank & Trust CompanyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$50 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
maintain a combined daily balance of $50,000 or more in any of these account typesSource · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
International ATM fee
$3Source · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessDebit cardFree external transfersNo overdraft feesOverdraft protection transferZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees