First-Citizens Bank & Trust CompanyChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

First-Citizens Bank & Free Checking

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
On our list: #296 of 986 checking accounts, by a year’s value for an everyday customer

Visit First-Citizens Bank & Trust CompanyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Enroll in paperless statements to avoid the monthly fee.Source · checked Oct 10, 2026

Features

Bill payNo minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (details missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees