EverwiseChecking accountChecked Oct 10, 2026Updated
Everwise Max Checking
3.00%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$180 fees and interest, $2,000 kept
- Monthly fee
- $20 a month
- On our list
- #876 of 986 checking accounts, by a year’s value for an everyday customer
Visit EverwiseThe bank’s own page · checked Oct 10, 2026
Rate conditions
- APY paid on balances up to
- $10,000Source · checked Oct 10, 2026
Fees
- Monthly fee
- $20 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $4,000 in electronic deposits
- an average balance of $4,000 per month
- ATM network
- surcharge-free Alliance One and CO-OP ATMs nationwideSource · checked Oct 10, 2026
- Out-of-network ATM fee
- $2.50Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $4 a monthSource · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:
- Anyone that lives or works in the Indiana or Michigan counties or townships we serve
- All Indiana counties, except Marion County, which goes by township.
- Live in Berrien and Cass Counties in Michigan. Townships in Oakland & Macomb Counties: Bloomfield, West Bloomfield, Commerce, Clinton, and Macomb townships.
- Immediate family member is an existing Everwise Credit Union member. Immediate family members are defined as parents, spouse, children, step/adopted/foster children, brothers, sisters, aunts/uncles, nieces/nephews, grandparents, grandchildren, father/mother-in-law, son/daughter-in-law, and brother/sister-in-law.
Features
ATM fee rebatesCheck writingDebit cardEarly direct depositFree checksInterest bearingMobile check depositOnline opening
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees