No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Equity BankChecking accountChecked Oct 10, 2026Updated

Equity Senior Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
Visit EquityThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$34.98Source · checked Oct 10, 2026
Returned item (NSF) fee
$34.98Source · checked Oct 10, 2026
Overdraft transfer fee
$10Source · checked Oct 10, 2026
Most overdraft fees in a day
5Source · checked Oct 10, 2026
ATM network
Any ATM terminal in the U.S.Source · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Incoming international wire
$50Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Early closure fee
$25Source · checked Oct 10, 2026
Cashier’s check
$5Source · checked Oct 10, 2026
Stop payment
$34.98Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Minimum age
65Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payDebit cardEarly direct depositNo minimum balance

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees