Equity BankChecking accountChecked Oct 10, 2026Updated
Equity Free Checking
$0monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- On our list
- #105 of 986 checking accounts, by a year’s value for an everyday customer
Visit EquityThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- $34.98Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $34.98Source · checked Oct 10, 2026
- Overdraft transfer fee
- $10Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- Free Nationwide ATMs – no bank or surcharge feesSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- $10Source · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Incoming international wire
- $50Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $5Source · checked Oct 10, 2026
- Stop payment
- $34.98Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Bill payDebit cardMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money