No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Centier BankChecking accountChecked Oct 10, 2026Updated

Centier Smart Choice Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#347 of 986 checking accounts, by a year’s value for an everyday customer
Visit CentierThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
ATM network
Surcharge-Free ATM AccessSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026
Inactivity fee
NoneSource · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026

Features

Bill payDebit cardMobile check depositMobile walletNo overdraft feesOverdraft protection transferSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees