Busey BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Busey Pillar Banking

0.01%APY · as of Oct 10, 2026

A year for an everyday customer: −$180 fees and interest, $2,000 kept
Monthly fee: $15 a month
On our list: #853 of 986 checking accounts, by a year’s value for an everyday customer

Rates by balance

Balance	APY
$3,000 to $19,999.99	0.01%
$20,000 and up	0.01%

Balance needed for the APY: $3,000Source · checked Oct 10, 2026
To earn the APY: minimum balance of $3,000 to earn interest is maintainedSource · checked Oct 10, 2026
Interest compounds: Interest is compounded and credited on the last day of the statement cycle.Source · checked Oct 10, 2026

Monthly fee: $15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
Have a balance of $15,000.00 or more in your Pillar Banking account on the day it cycles
Have a combined total of $15,000.00 or more in eligible accounts on the day it cycles. Eligible balance includes checking, savings, money market accounts, CDs and IRAs
Source · checked Oct 10, 2026
ATM network: Surcharge-free access to approximately 40,000 ATMsSource · checked Oct 10, 2026
ATMs in the network: 40,000Source · checked Oct 10, 2026
Paper statements: NoneSource · checked Oct 10, 2026
Cashier’s check: NoneSource · checked Oct 10, 2026

Bill payBranch accessCash deposit ATMDebit cardFree checksInterest bearingMobile check deposit

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees