BankUnitedChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

BankUnited Vertical Rewards Premier Checking

3.00%APY · as of Oct 10, 2026

A year for an everyday customer: −$235 fees and interest, $2,000 kept
Monthly fee: $20 a month
To open: $10,000 to open
On our list: #892 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

To earn the APY: a direct deposit via ACH has posted to the Account each statement cycle
a minimum of seven (7) additional qualifying banking services transactions post to your Account
Source · checked Oct 10, 2026
APY when those aren’t met: 0.25%Source · checked Oct 10, 2026
APY paid on balances up to: $250,000Source · checked Oct 10, 2026
Promotional rate lasts: 3 monthsSource · checked Oct 10, 2026

Monthly fee: $20 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: A $20 monthly maintenance fee will be assessed if the average balance in the Account falls below $10,000 during a statement cycle.Source · checked Oct 10, 2026
Minimum to open: $10,000Source · checked Oct 10, 2026
ATM network: Allpoint NetworkSource · checked Oct 10, 2026
Out-of-network ATM fee: $2.50Source · checked Oct 10, 2026

Bill payBranch accessBudgeting toolsDebit cardInterest bearingMobile check depositSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees