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Apple BankChecking accountChecked Oct 10, 2026Updated

Apple SmartStart Banking Account

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
Visit AppleThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
Apple Bank and non-Apple Bank ATMs worldwideSource · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
International ATM fee
NoneSource · checked Oct 10, 2026
Foreign transaction fee (debit card)
NoneSource · checked Oct 10, 2026

Who can open it

Where
New Jersey, New York, FloridaSource · checked Oct 10, 2026
Minimum age
13Source · checked Oct 10, 2026

Features

ATM fee rebatesAutomatic savingsBill payBudgeting toolsCard lockContactless cardDebit cardJoint accountsMinor accountsMobile check depositMobile walletNo foreign transaction feeNo minimum balanceNo overdraft feesOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees