American Savings BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

American Kalo Essentials SM Checking

$5monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $20 to open
On our list: #220 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
$1,000 in direct deposits
enroll in eStatements
Source · checked Oct 10, 2026
Minimum to open: $20Source · checked Oct 10, 2026

Bill payBranch accessDebit cardMobile check depositNo minimum balanceOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees