American Savings BankChecking accountChecked Oct 10, 2026Updated
American Kalo Deluxe Checking
0.02%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$300 fees and interest, $2,000 kept
- Monthly fee
- $25 a month
- To open
- $20 to open
- On our list
- #928 of 986 checking accounts, by a year’s value for an everyday customer
Visit American SavingsThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $5,000 | 0.01% |
| $5,000 and up | 0.02% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5,000 in direct deposits per statement period
- $30,000 in combined balances per statement period
- Minimum to open
- $20Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $25 a monthSource · checked Oct 10, 2026
Who can open it
Features
ATM fee rebatesBill payBranch accessDebit cardInterest bearingMobile check depositNo minimum balanceOnline openingOverdraft line of creditOverdraft protection transfer
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money