No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

1st Source BankChecking accountChecked Oct 10, 2026Updated

1st Source Portfolio Checking

$25monthly fee
A year for an everyday customer
−$300 fees and interest, $2,000 kept
To open
$25 to open
On our list
#954 of 986 checking accounts, by a year’s value for an everyday customer
Visit 1st SourceThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$25 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Minimum Daily Balance of at least $5,000
  • We waive the Account Service Fee for your first two statement cycles to allow you time to meet the requirement to avoid this fee.
Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
$36Source · checked Oct 10, 2026
Returned item (NSF) fee
$36Source · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
Out-of-network ATM fee
$3Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$15Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$7Source · checked Oct 10, 2026
Stop payment
$36Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Features

ATM fee rebatesCheck writingFree checksInterest bearing

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees