1st Source BankChecking accountChecked Oct 10, 2026Updated
1st Checking
$7monthly fee
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #100 of 986 checking accounts, by a year’s value for an everyday customer
Visit 1st SourceThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $7 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a Minimum Daily Balance of at least $500
- We waive the Account Service Fee for your first two statement cycles to give you time to meet the requirement.
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $36Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Paper statements
- $3 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $7Source · checked Oct 10, 2026
- Stop payment
- $36Source · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
Bill payBudgeting toolsOnline openingSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money