No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

All Wintrust Bank accounts

3 CDsChecked Oct 10, 2026Updated

Wintrust Bank CD rates

4.00%APY for 13 months, its best · as of Oct 10, 2026
1 year
0.15%#129 of 154 on our list
13 months
4.00%13-Month CD Special
18 months
0.20%#77 of 91 on our list
Visit WintrustPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

12 Month CD

TermAPYOn our list
1 year0.15%#129 of 154

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
Penalties will be imposed for early withdrawal.Source · checked Oct 10, 2026
Interest compounds
monthly compoundingSource · checked Oct 10, 2026

13-Month CD Special

TermAPYOn our list
13 months4.00%–

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
Early withdrawal penalties apply.Source · checked Oct 10, 2026

18 Month CD

TermAPYOn our list
18 months0.20%#77 of 91

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
Penalties will be imposed for early withdrawal.Source · checked Oct 10, 2026
Interest compounds
monthly compoundingSource · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake