No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

All Wilmington Savings Fund Society, FSB accounts

1 CD, 1 IRA CDChecked Oct 10, 2026Updated

Wilmington Savings Fund Society, FSB CD rates

4.00%APY for 7 months, its best · as of Oct 10, 2026
3 months
3.00%Fixed Rate CD
6 months
3.00%#100 of 142 on our list
7 months
4.00%Fixed Rate CD
1 year
2.75%#113 of 154 on our list
13 months
3.50%Fixed Rate CD
18 months
2.50%#64 of 91 on our list
2 years
1.50%#87 of 113 on our list
3 years
1.00%#60 of 74 on our list
4 years
0.75%Fixed Rate CD
5 years
0.75%#62 of 73 on our list
7 years
0.75%Fixed Rate CD
Visit Wilmington Savings Fund SocietyPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Fixed Rate CD

TermAPYOn our list
3 months3.00%–
6 months3.00%#100 of 142
7 months4.00%–
1 year2.75%#113 of 154
13 months3.50%–
18 months2.50%#64 of 91
2 years1.50%#87 of 113
3 years1.00%#60 of 74
4 years0.75%–
5 years0.75%#62 of 73
7 years0.75%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 3 months: 30 days of interest
  • Up to 6 months: 3 months of interest
  • Up to 1 year: 6 months of interest
  • Over 1 year: 12 months of interest
Source · checked Oct 10, 2026
Minimum to open
$2,500Source · checked Oct 10, 2026

Fixed Rate IRA CD IRA

TermAPYOn our list
3 months3.00%–
6 months3.00%–
7 months4.00%–
1 year2.75%–
13 months3.50%–
18 months2.50%–
2 years1.50%–
3 years1.00%–
4 years0.75%–
5 years0.75%–
7 years0.75%–

Source: the bank’s page · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake