5 CDsChecked Oct 10, 2026Updated
Wescom Central CD rates
4.00%APY for 5 years, its best · as of Oct 10, 2026
- 3 months
- 1.25%Share Certificate — Platinum Signature Member
- 6 months
- 3.00%#104 of 142 on our list
- 1 year
- 3.25%#101 of 154 on our list
- 18 months
- 2.50%#67 of 91 on our list
- 3 years
- 3.75%#23 of 74 on our list
- 4 years
- 3.70%Share Certificate — Signature Member
- 5 years
- 4.00%#26 of 73 on our list
Visit Wescom CentralPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
36-month College Saver Certificate
| Term | APY | On our list |
|---|---|---|
| 3 years | 3.50% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $250Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal.Source · checked Oct 10, 2026
- Interest compounds
- The APY assumes dividends remain on deposit until maturity.Source · checked Oct 10, 2026
- Where
- CaliforniaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
- UCLA alumni who do not live in Southern California can still open an account.
- Family members of current Wescom Financial members may also be eligible for membership.
College Saver Certificate
| Term | APY | On our list |
|---|---|---|
| 3 years | 3.50% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $250Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal. No early withdrawal penalty after age 18.Source · checked Oct 10, 2026
- Interest compounds
- The APY assumes dividends remain on deposit until maturity.Source · checked Oct 10, 2026
- Membership
- Membership required:
- Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
- UCLA alumni who do not live in Southern California can still open an account.
- Family members of current Wescom Financial members may also be eligible for membership.
Share Certificate — Member
| Term | APY | On our list |
|---|---|---|
| 3 months | 1.15% | – |
| 6 months | 2.90% | #106 of 142 |
| 1 year | 3.15% | #106 of 154 |
| 18 months | 2.40% | #70 of 91 |
| 3 years | 3.40% | #35 of 74 |
| 4 years | 3.65% | – |
| 5 years | 3.90% | #30 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $500Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal.Source · checked Oct 10, 2026
- Interest compounds
- The APY assumes dividends remain on deposit until maturity.Source · checked Oct 10, 2026
- Where
- CaliforniaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
- UCLA alumni who do not live in Southern California can still open an account.
- Family members of current Wescom Financial members may also be eligible for membership.
Share Certificate — Platinum Signature Member
| Term | APY | On our list |
|---|---|---|
| 3 months | 1.25% | – |
| 6 months | 3.00% | #104 of 142 |
| 1 year | 3.25% | #101 of 154 |
| 18 months | 2.50% | #67 of 91 |
| 3 years | 3.75% | #23 of 74 |
| 5 years | 4.00% | #26 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $500Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal.Source · checked Oct 10, 2026
- Interest compounds
- The APY assumes dividends remain on deposit until maturity.Source · checked Oct 10, 2026
- Where
- CaliforniaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
- UCLA alumni who do not live in Southern California can still open an account.
- Family members of current Wescom Financial members may also be eligible for membership.
Share Certificate — Signature Member
| Term | APY | On our list |
|---|---|---|
| 3 months | 1.20% | – |
| 6 months | 2.95% | #105 of 142 |
| 1 year | 3.20% | #104 of 154 |
| 18 months | 2.45% | #69 of 91 |
| 3 years | 3.45% | #33 of 74 |
| 4 years | 3.70% | – |
| 5 years | 3.95% | #28 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $500Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal.Source · checked Oct 10, 2026
- Interest compounds
- The APY assumes dividends remain on deposit until maturity.Source · checked Oct 10, 2026
- Where
- CaliforniaSource · checked Oct 10, 2026
- Membership
- Membership required:
- Anyone who lives, works, worships, or attends school in California is eligible to open an account at Wescom.
- UCLA alumni who do not live in Southern California can still open an account.
- Family members of current Wescom Financial members may also be eligible for membership.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake