3 CDsChecked Oct 10, 2026Updated Oct 10, 2026

Valley National Bank CD rates

3.50%APY for 6 months, its best · as of Oct 10, 2026

Visit ValleyPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

12-Month Certificate of Deposit

Term	APY	On our list
1 year	3.50%	#90 of 154

Minimum to open: $500Source · checked Oct 10, 2026
Early withdrawal penalty: Early withdrawal penalties may be imposed and fees could reduce earnings and/or principal on the account.Source · checked Oct 10, 2026

Term	APY	On our list
6 months	3.50%	#75 of 142

Minimum to open: $500Source · checked Oct 10, 2026
Early withdrawal penalty: Early withdrawal penalties may be imposed; if you close the CD early, you may pay a penalty.Source · checked Oct 10, 2026

Term	APY	On our list

Early withdrawal penalty: Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty.Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake