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All Tompkins Bank & Trust accounts

1 CD, 1 IRA CDChecked Oct 10, 2026Updated

Tompkins Bank & Trust CD rates

3.20%APY for 14 months, its best · as of Oct 10, 2026
1 months
0.03%Certificates of Deposit
2 months
0.03%Certificates of Deposit
3 months
0.03%Certificates of Deposit
5 months
3.10%Certificates of Deposit
6 months
2.60%#111 of 142 on our list
9 months
3.15%Certificates of Deposit
1 year
0.05%#130 of 154 on our list
14 months
3.20%Certificates of Deposit
18 months
0.10%#78 of 91 on our list
2 years
0.15%#97 of 113 on our list
3 years
2.90%#42 of 74 on our list
4 years
0.25%Certificates of Deposit
5 years
0.30%#64 of 73 on our list
Visit Tompkins Bank & TrustPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Certificates of Deposit

TermAPYOn our list
1 months0.03%–
2 months0.03%–
3 months0.03%–
5 months3.10%–
6 months2.60%#111 of 142
9 months3.15%–
1 year0.05%#130 of 154
14 months3.20%–
18 months0.10%#78 of 91
2 years0.15%#97 of 113
3 years2.90%#42 of 74
4 years0.25%–
5 years0.30%#64 of 73

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
There are penalties for early withdrawal from a CD or an IRA.Source · checked Oct 10, 2026
Interest compounds
Interest is compounded daily.Source · checked Oct 10, 2026

Individual Retirement Accounts IRA

TermAPYOn our list
1 months0.03%–
2 months0.03%–
3 months0.03%–
5 months3.10%–
6 months2.60%–
9 months3.15%–
1 year0.05%–
14 months3.20%–
18 months0.10%–
2 years0.15%–
3 years2.90%–
4 years0.25%–
5 years0.30%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
There are penalties for early withdrawal from a CD or an IRA.Source · checked Oct 10, 2026
Interest compounds
Interest is compounded daily.Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake