No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

All Service accounts

2 CDsChecked Oct 10, 2026Updated

Service CD rates

4.10%APY for 1 year, its best · as of Oct 10, 2026
3 months
3.25%Share & IRA Certificates
6 months
4.00%#31 of 142 on our list
9 months
4.00%Share & IRA Certificates
11 months
3.20%Share & IRA Certificates
1 year
4.10%#40 of 154 on our list
15 months
3.10%Share & IRA Certificates
18 months
3.00%#58 of 91 on our list
2 years
3.00%#64 of 113 on our list
3 years
2.35%#46 of 74 on our list
4 years
2.45%Share & IRA Certificates
5 years
2.50%#49 of 73 on our list
Visit ServicePlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Share & IRA Certificates

TermAPYOn our list
3 months3.25%–
6 months4.00%#31 of 142
9 months4.00%–
11 months3.20%–
1 year4.10%#40 of 154
15 months3.10%–
18 months3.00%#58 of 91
2 years3.00%#64 of 113
3 years2.35%#46 of 74
4 years2.45%–
5 years2.50%#49 of 73

Source: the bank’s page · checked Oct 10, 2026

Share Certificates

TermAPYOn our list
3 months3.25%–
6 months4.00%#35 of 142
9 months4.00%–
11 months3.20%–
1 year4.10%#41 of 154
15 months3.10%–
18 months3.00%#59 of 91
2 years3.00%#65 of 113
3 years2.35%#47 of 74
4 years2.45%–
5 years2.50%#50 of 73

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$500Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake