4 CDs, 2 IRA CDsChecked Oct 10, 2026Updated
Redstone CD rates
4.65%APY for 12 years, its best · as of Oct 10, 2026
- 6 months
- 3.97%#42 of 142 on our list
- 1 year
- 4.13%#39 of 154 on our list
- 18 months
- 3.92%#34 of 91 on our list
- 2 years
- 4.02%#41 of 113 on our list
- 3 years
- 4.13%#16 of 74 on our list
- 4 years
- 4.18%Traditional Jumbo Certificate
- 5 years
- 4.23%#21 of 73 on our list
- 6 years
- 4.39%Traditional Jumbo Certificate
- 7 years
- 4.44%Traditional Jumbo Certificate
- 8 years
- 4.49%Traditional Jumbo Certificate
- 9 years
- 4.54%Traditional Jumbo Certificate
- 10 years
- 4.59%Traditional Jumbo Certificate
- 12 years
- 4.65%Traditional Jumbo Certificate
Visit RedstonePlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Member's Choice Certificate
| Term | APY | On our list |
|---|---|---|
| 3 years | 3.70% | #24 of 74 |
| 4 years | 3.75% | – |
| 5 years | 3.80% | #31 of 73 |
| 6 years | 3.96% | – |
| 7 years | 4.01% | – |
| 8 years | 4.06% | – |
| 9 years | 4.11% | – |
| 10 years | 4.16% | – |
| 12 years | 4.22% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.Source · checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
Share Certificates
| Term | APY | On our list |
|---|---|---|
| 6 months | 3.65% | #68 of 142 |
| 1 year | 3.80% | #74 of 154 |
| 18 months | 3.60% | #50 of 91 |
| 2 years | 3.70% | #47 of 113 |
| 3 years | 3.70% | #25 of 74 |
| 4 years | 3.75% | – |
| 5 years | 3.80% | #32 of 73 |
| 6 years | 3.96% | – |
| 7 years | 4.01% | – |
| 8 years | 4.06% | – |
| 9 years | 4.11% | – |
| 10 years | 4.16% | – |
| 12 years | 4.22% | – |
· checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
Traditional Jumbo Certificate
| Term | APY | On our list |
|---|---|---|
| 6 months | 3.97% | #42 of 142 |
| 1 year | 4.13% | #39 of 154 |
| 18 months | 3.92% | #34 of 91 |
| 2 years | 4.02% | #41 of 113 |
| 3 years | 4.13% | #16 of 74 |
| 4 years | 4.18% | – |
| 5 years | 4.23% | #21 of 73 |
| 6 years | 4.39% | – |
| 7 years | 4.44% | – |
| 8 years | 4.49% | – |
| 9 years | 4.54% | – |
| 10 years | 4.59% | – |
| 12 years | 4.65% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $100,000Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.Source · checked Oct 10, 2026
- Interest compounds
- MonthlySource · checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
Traditional Standard Certificate
| Term | APY | On our list |
|---|---|---|
| 1 year | 3.80% | #72 of 154 |
| 18 months | 3.60% | #49 of 91 |
| 2 years | 3.70% | #46 of 113 |
| 3 years | 3.80% | #22 of 74 |
| 4 years | 3.85% | – |
| 5 years | 3.91% | #29 of 73 |
| 6 years | 4.06% | – |
| 7 years | 4.11% | – |
| 8 years | 4.16% | – |
| 9 years | 4.22% | – |
| 10 years | 4.20% | – |
| 12 years | 4.32% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $2,000Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawal of certificate principal prior to the maturity date.Source · checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
IRA IRA
| Term | APY | On our list |
|---|---|---|
| 1 year | 3.80% | – |
| 18 months | 3.60% | – |
| 2 years | 3.70% | – |
| 3 years | 3.80% | – |
| 4 years | 3.85% | – |
| 5 years | 3.91% | – |
| 6 years | 4.06% | – |
| 7 years | 4.11% | – |
| 8 years | 4.16% | – |
| 9 years | 4.22% | – |
| 10 years | 4.20% | – |
| 12 years | 4.32% | – |
· checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
IRA Certificates IRA
| Term | APY | On our list |
|---|---|---|
| 1 year | 3.80% | – |
| 18 months | 3.60% | – |
| 2 years | 3.70% | – |
| 3 years | 3.80% | – |
| 4 years | 3.85% | – |
| 5 years | 3.91% | – |
| 6 years | 4.06% | – |
| 7 years | 4.11% | – |
| 8 years | 4.16% | – |
| 9 years | 4.22% | – |
| 10 years | 4.20% | – |
| 12 years | 4.32% | – |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $5Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty will be imposed for early withdrawal of principal prior to the maturity date.Source · checked Oct 10, 2026
- Membership
- Open to anyone who qualifies through one of these:
- Belong to one of Redstone's Membership Partner organizations. There are more than 1,800 organizations, clubs, churches, and businesses that offer Redstone membership.
- Have an immediate family member who is a Redstone member, including a spouse, parent, sibling, child, grandparent, grandchild, step-parent, step-child, or step-sibling.
- Live in a household with a Redstone member and share household expenses, whether the person is related to you or not.
- Be a government employee or government contractor on Redstone Arsenal or throughout Madison County.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake