All Raymond James Bank accounts
1 CDChecked Oct 10, 2026Updated
Raymond James Bank CD rates
5.25%APY for 5 years, its best · as of Oct 10, 2026
- 3 months
- 3.15%Certificates of Deposit (CDs)
- 6 months
- 4.35%#6 of 142 on our list
- 1 year
- 4.60%#4 of 154 on our list
- 18 months
- 4.85%#1 of 91 on our list
- 2 years
- 5.00%#2 of 113 on our list
- 3 years
- 5.10%#1 of 74 on our list
- 4 years
- 5.20%Certificates of Deposit (CDs)
- 5 years
- 5.25%#1 of 73 on our list
Visit Raymond JamesPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Certificates of Deposit (CDs)
| Term | APY | On our list |
|---|---|---|
| 3 months | 3.15% | – |
| 6 months | 4.35% | #6 of 142 |
| 1 year | 4.60% | #4 of 154 |
| 18 months | 4.85% | #1 of 91 |
| 2 years | 5.00% | #2 of 113 |
| 3 years | 5.10% | #1 of 74 |
| 4 years | 5.20% | – |
| 5 years | 5.25% | #1 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Early withdrawal penalty
- There is a substantial penalty for early withdrawal.Source · checked Oct 10, 2026
- Interest compounds
- Annual Percentage Yield calculation assumes principal and interest remain on deposit until maturity.Source · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake