All Morgan Stanley Private Bank accounts
1 CDChecked Oct 10, 2026Updated
Morgan Stanley Private Bank CD rates
4.75%APY for 1 year, its best · as of Oct 10, 2026
- 1 year
- 4.75%#1 of 154 on our list
Visit Morgan Stanley PrivatePlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Certificate of Deposit (“CD”) Account
| Term | APY | On our list |
|---|---|---|
| 1 year | 4.75% | #1 of 154 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 3 months: 20 days of interest
- Up to 6 months: 45 days of interest
- Up to 7 months: 50 days of interest
- Up to 9 months: 70 days of interest
- Up to 11 months: 80 days of interest
- Up to 1 year: 90 days of interest
- Up to 18 months: 135 days of interest
- Up to 2 years: 180 days of interest
- Up to 3 years: 270 days of interest
- Up to 5 years: 450 days of interest
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Interest is compounded daily.Source · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake