2 CDsChecked Oct 10, 2026Updated
HSBC Bank USA CD rates
4.45%APY for 2 years, its best · as of Oct 10, 2026
- 6 months
- 4.05%#141 of 142 on our list
- 9 months
- 4.20%New Money Certificate of Deposit (CD)
- 1 year
- 4.35%#150 of 154 on our list
- 2 years
- 4.45%#112 of 113 on our list
Visit HSBCPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
New Money Certificate of Deposit (CD)
| Term | APY | On our list |
|---|---|---|
| 6 months | 4.05% | #141 of 142 |
| 9 months | 4.20% | – |
| 1 year | 4.35% | #150 of 154 |
| 2 years | 4.45% | #112 of 113 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
Online Certificate of Deposit (CD)
| Term | APY | On our list |
|---|---|---|
| 6 months | 4.00% | #30 of 142 |
| 1 year | 4.30% | #25 of 154 |
| 2 years | 4.40% | #16 of 113 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake