2 CDsChecked Oct 10, 2026Updated
Happen Bank CD rates
4.60%APY for 2 years, its best · as of Oct 10, 2026
- 6 months
- 4.30%#8 of 142 on our list
- 8 months
- 3.50%Certificate of Deposit
- 10 months
- 3.50%Certificate of Deposit
- 11 months
- 4.40%Certificate of Deposit
- 1 year
- 3.50%#91 of 154 on our list
- 14 months
- 3.50%Certificate of Deposit
- 18 months
- 3.50%#52 of 91 on our list
- 2 years
- 4.60%#9 of 113 on our list
- 3 years
- 3.45%#32 of 74 on our list
- 5 years
- 3.40%#38 of 73 on our list
Visit HappenPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Certificate of Deposit
| Term | APY | On our list |
|---|---|---|
| 6 months | 4.30% | #8 of 142 |
| 8 months | 3.50% | – |
| 10 months | 3.50% | – |
| 11 months | 4.40% | – |
| 1 year | 3.50% | #91 of 154 |
| 14 months | 3.50% | – |
| 18 months | 3.50% | #52 of 91 |
| 2 years | 4.60% | #9 of 113 |
| 3 years | 3.45% | #32 of 74 |
| 5 years | 3.40% | #38 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $500Source · checked Oct 10, 2026
- Early withdrawal penalty
- A penalty may be imposed for early withdrawals on CD accounts.Source · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Compound your earnings into your CD or send them to your Happen Bank account.Source · checked Oct 10, 2026
Consumer Certificate of Deposit
| Term | APY | On our list |
|---|---|---|
| 6 months | 4.30% | #7 of 142 |
| 8 months | 3.50% | – |
| 11 months | 4.40% | – |
| 2 years | 4.60% | #8 of 113 |
| 3 years | 3.45% | #31 of 74 |
| 5 years | 3.40% | #37 of 73 |
Source: the bank’s page · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake