1 CDChecked Oct 10, 2026Updated
Frost Bank CD rates
3.30%APY for 3 months, its best · as of Oct 10, 2026
- 3 months
- 3.30%Frost Certificate of Deposit (CD)
- 6 months
- 3.20%#94 of 142 on our list
- 1 year
- 2.90%#110 of 154 on our list
- 2 years
- 2.60%#71 of 113 on our list
Visit FrostPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Frost Certificate of Deposit (CD)
| Term | APY | On our list |
|---|---|---|
| 3 months | 3.30% | – |
| 6 months | 3.20% | #94 of 142 |
| 1 year | 2.90% | #110 of 154 |
| 2 years | 2.60% | #71 of 113 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 7 days of interest
- Up to 1 year: 30 days of interest
- Over 1 year: 90 days of interest
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Simple interest is generally paid at maturity, however, it may be paid more often if deposited into another Frost account.Source · checked Oct 10, 2026
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