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All First Mid Bank & Trust accounts

1 CDChecked Oct 10, 2026Updated

First Mid Bank & Trust CD rates

2.75%APY for 2 years, its best · as of Oct 10, 2026
3 months
0.30%Certificate of Deposit
6 months
0.30%#118 of 142 on our list
9 months
0.30%Certificate of Deposit
1 year
0.40%#126 of 154 on our list
18 months
0.45%#75 of 91 on our list
2 years
2.75%#69 of 113 on our list
3 years
2.75%#43 of 74 on our list
4 years
2.75%Certificate of Deposit
5 years
2.75%#45 of 73 on our list
Visit First Mid Bank & TrustPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Certificate of Deposit

TermAPYOn our list
3 months0.30%–
6 months0.30%#118 of 142
9 months0.30%–
1 year0.40%#126 of 154
18 months0.45%#75 of 91
2 years2.75%#69 of 113
3 years2.75%#43 of 74
4 years2.75%–
5 years2.75%#45 of 73

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
Penalty will be imposed for early withdrawal and may reduce earnings.Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake