No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

All First-Citizens Bank & Trust Company accounts

1 CDChecked Oct 10, 2026Updated

First-Citizens Bank & Trust Company CD rates

2.50%APY for 5 months, its best · as of Oct 10, 2026
5 months
2.50%Certificate of Deposit (CD)
11 months
2.25%Certificate of Deposit (CD)
1 year
2.00%#120 of 154 on our list
18 months
0.02%#83 of 91 on our list
2 years
0.05%#100 of 113 on our list
3 years
0.05%#66 of 74 on our list
4 years
0.15%Certificate of Deposit (CD)
Visit First-Citizens Bank & Trust CompanyPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Certificate of Deposit (CD)

TermAPYOn our list
5 months2.50%–
11 months2.25%–
1 year2.00%#120 of 154
18 months0.02%#83 of 91
2 years0.05%#100 of 113
3 years0.05%#66 of 74
4 years0.15%–

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$500Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake