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All Comenity Capital Bank accounts

9 CDsChecked Oct 10, 2026Updated

Comenity Capital Bank CD rates

4.75%APY for 18 months, its best · as of Oct 10, 2026
3 months
3.95%3-month CD
6 months
4.05%#24 of 142 on our list
9 months
4.40%9-month CD
1 year
4.45%#10 of 154 on our list
18 months
4.75%#3 of 91 on our list
3 years
4.50%#3 of 74 on our list
4 years
4.55%4-year CD
5 years
4.60%#5 of 73 on our list
Visit Comenity CapitalPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

1-Year CD

TermAPYOn our list
1 year4.45%#10 of 154

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 3 years: 180 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

18-month CD

TermAPYOn our list
18 months4.75%#3 of 91

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 3 years: 180 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

3-month CD

TermAPYOn our list
3 months3.95%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 1 year: 90 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

3-year CD

TermAPYOn our list
3 years4.50%#3 of 74

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 3 years: 180 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

4-year CD

TermAPYOn our list
4 years4.55%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Any term: 365 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

5-year CD

TermAPYOn our list
5 years4.60%#5 of 73

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Any term: 365 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

6-month CD

TermAPYOn our list
6 months4.05%#24 of 142

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 1 year: 90 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

9-month CD

TermAPYOn our list
9 months4.40%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Up to 1 year: 90 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,500Source · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded daily, then credited and posted monthly.Source · checked Oct 10, 2026

Bread Savings CD

TermAPYOn our list
3 months3.95%–

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,500Source · checked Oct 10, 2026
Early withdrawal penalty
Early withdrawal penalty appliesSource · checked Oct 10, 2026
Grace period at maturity
10 daysSource · checked Oct 10, 2026
Interest compounds
dailySource · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake