7 CDsChecked Oct 10, 2026Updated
Coastal CD rates
4.50%APY for 5 years, its best · as of Oct 10, 2026
- 6 months
- 4.00%#27 of 142 on our list
- 1 year
- 4.15%#35 of 154 on our list
- 15 months
- 4.20%15-Month Jumbo Certificate
- 18 months
- 4.10%#30 of 91 on our list
- 2 years
- 4.25%#32 of 113 on our list
- 27 months
- 4.40%27-Month Jumbo Certificate
- 5 years
- 4.50%#9 of 73 on our list
Visit CoastalPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
12-Month Certificate
| Term | APY | On our list |
|---|---|---|
| 1 year | 4.15% | #35 of 154 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 180 days of interest
- Minimum to open
- $250Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
15-Month Jumbo Certificate
| Term | APY | On our list |
|---|---|---|
| 15 months | 4.20% | – |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 365 days of interest
- Minimum to open
- $100,000Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
18-Month Certificate
| Term | APY | On our list |
|---|---|---|
| 18 months | 4.10% | #30 of 91 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 365 days of interest
- Minimum to open
- $250Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
24-Month Certificate
| Term | APY | On our list |
|---|---|---|
| 2 years | 4.25% | #32 of 113 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 365 days of interest
- Minimum to open
- $250Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
27-Month Jumbo Certificate
| Term | APY | On our list |
|---|---|---|
| 27 months | 4.40% | – |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 365 days of interest
- Minimum to open
- $100,000Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
6-Month Certificate
| Term | APY | On our list |
|---|---|---|
| 6 months | 4.00% | #27 of 142 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 90 days of interest
- Minimum to open
- $250Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
60-Month Certificate
| Term | APY | On our list |
|---|---|---|
| 5 years | 4.50% | #9 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Any term: 365 days of interest
- Minimum to open
- $250Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Daily compounding dividendsSource · checked Oct 10, 2026
- Where
- Near its branchesSource · checked Oct 10, 2026
- Membership
- Membership required:Source · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake