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All Charles Schwab Bank, SSB accounts

1 CDChecked Oct 10, 2026Updated

Charles Schwab Bank, SSB CD rates

5.05%APY for 2 years, its best · as of Oct 10, 2026
3 months
4.22%Charles Schwab CD OneSource Brokered CDs
6 months
4.35%#4 of 142 on our list
9 months
4.53%Charles Schwab CD OneSource Brokered CDs
1 year
4.65%#2 of 154 on our list
18 months
4.82%#2 of 91 on our list
2 years
5.05%#1 of 113 on our list
Visit Charles SchwabPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Charles Schwab CD OneSource Brokered CDs

TermAPYOn our list
3 months4.22%–
6 months4.35%#4 of 142
9 months4.53%–
1 year4.65%#2 of 154
18 months4.82%#2 of 91
2 years5.05%#1 of 113

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
There are no early redemption fees, although you may receive less than your original purchase price.Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake