Capitol Federal Savings Bank CD rates

4.20%APY for 4 years, its best · as of Oct 10, 2026

Visit Capitol Federal SavingsPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

24-Month CD

Term	APY	On our list
2 years	3.90%	#43 of 113

Minimum to open: $1,000Source · checked Oct 10, 2026
Early withdrawal penalty: Withdrawal before maturity may result in a penalty for early withdrawal.Source · checked Oct 10, 2026
Grace period at maturity: 10 daysSource · checked Oct 10, 2026
Interest compounds: Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.Source · checked Oct 10, 2026

Term	APY	On our list
30 months	4.00%	–

Minimum to open: $1,000Source · checked Oct 10, 2026
Early withdrawal penalty: Withdrawal before maturity may result in a penalty for early withdrawal.Source · checked Oct 10, 2026
Grace period at maturity: 10 daysSource · checked Oct 10, 2026
Interest compounds: Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.Source · checked Oct 10, 2026

Term	APY	On our list
4 years	4.20%	–

Minimum to open: $1,000Source · checked Oct 10, 2026
Early withdrawal penalty: Withdrawal before maturity may result in a penalty for early withdrawal.Source · checked Oct 10, 2026
Grace period at maturity: 10 daysSource · checked Oct 10, 2026
Interest compounds: Interest compounded daily and paid quarterly for all terms except 91 Days and 182 days.Source · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake