1 CD, 1 IRA CDChecked Oct 10, 2026Updated
Beal Bank USA CD rates
4.40%APY for 2 years, its best · as of Oct 10, 2026
- 1 months
- 4.00%CD
- 2 months
- 4.05%CD
- 3 months
- 4.10%CD
- 6 months
- 4.25%#11 of 142 on our list
- 9 months
- 4.30%CD
- 1 year
- 4.35%#21 of 154 on our list
- 18 months
- 4.35%#14 of 91 on our list
- 2 years
- 4.40%#17 of 113 on our list
- 30 months
- 4.00%CD
- 3 years
- 4.00%#18 of 74 on our list
- 4 years
- 4.00%CD
- 5 years
- 4.00%#25 of 73 on our list
Visit BealPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
CD
| Term | APY | On our list |
|---|---|---|
| 1 months | 4.00% | – |
| 2 months | 4.05% | – |
| 3 months | 4.10% | – |
| 6 months | 4.25% | #11 of 142 |
| 9 months | 4.30% | – |
| 1 year | 4.35% | #21 of 154 |
| 18 months | 4.35% | #14 of 91 |
| 2 years | 4.40% | #17 of 113 |
| 30 months | 4.00% | – |
| 3 years | 4.00% | #18 of 74 |
| 4 years | 4.00% | – |
| 5 years | 4.00% | #25 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Minimum to open
- $1,000Source · checked Oct 10, 2026
IRA CD IRA
| Term | APY | On our list |
|---|---|---|
| 1 year | 4.35% | – |
| 2 years | 4.40% | – |
| 3 years | 4.00% | – |
| 4 years | 4.00% | – |
| 5 years | 4.00% | – |
Source: the bank’s page · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake