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All Bank of America accounts

4 CDsChecked Oct 10, 2026Updated

Bank of America CD rates

Featured CD

TermAPYOn our list

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
An early withdrawal penalty will apply. Please see the Deposit Agreement and Disclosures (PDF) for details.Source · checked Oct 10, 2026
Grace period at maturity
7 daysSource · checked Oct 10, 2026

Fixed Term CD

TermAPYOn our list

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
An early withdrawal penalty will apply. Please see the Deposit Agreement and Disclosures (PDF) for details.Source · checked Oct 10, 2026
Grace period at maturity
7 daysSource · checked Oct 10, 2026
Interest compounds
Interest is compounded and credited monthly.Source · checked Oct 10, 2026

Fixed Term CD — Terms of 28 Days—10 Years

TermAPYOn our list

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$1,000Source · checked Oct 10, 2026
Early withdrawal penalty
A penalty is imposed for early withdrawal.Source · checked Oct 10, 2026
Where
Anywhere in the USSource · checked Oct 10, 2026

Fixed Term CD — Terms of 7 Days—27 Days

TermAPYOn our list

Source: the bank’s page · checked Oct 10, 2026

Minimum to open
$15,000Source · checked Oct 10, 2026
Early withdrawal penalty
A penalty is imposed for early withdrawal.Source · checked Oct 10, 2026
Where
Anywhere in the USSource · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. We have fewer than three of this bank’s terms on record. Best CD rates by term · CD calculator · Report a mistake