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All Banesco USA accounts

1 CDChecked Oct 10, 2026Updated

Banesco USA CD rates

4.10%APY for 1 year, its best · as of Oct 10, 2026
3 months
3.85%Certificate of Deposit
5 months
3.90%Certificate of Deposit
6 months
4.00%#127 of 142 on our list
1 year
4.10%#137 of 154 on our list
13 months
3.95%Certificate of Deposit
Visit Banesco USAPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.

Certificate of Deposit

TermAPYOn our list
3 months3.85%–
5 months3.90%–
6 months4.00%#127 of 142
1 year4.10%#137 of 154
13 months3.95%–

Source: the bank’s page · checked Oct 10, 2026

Early withdrawal penalty
  • Any term: 7 days of interest
  • Up to 1 year: 90 days of interest
  • Up to 18 months: 180 days of interest
  • Up to 2 years: 270 days of interest
  • Up to 3 years: 365 days of interest
  • Over 3 years: 540 days of interest
Source · checked Oct 10, 2026
Minimum to open
$1,000Source · checked Oct 10, 2026
Where
Puerto RicoSource · checked Oct 10, 2026

CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake