All American Express National Bank accounts
2 CDsChecked Oct 10, 2026Updated
American Express National Bank CD rates
4.40%APY for 10 months, its best · as of Oct 10, 2026
- 10 months
- 4.40%Certificate of Deposit (CD)
- 11 months
- 3.65%Certificate of Deposit (CD)
- 1 year
- 3.65%#83 of 154 on our list
- 14 months
- 3.65%Certificate of Deposit (CD)
- 18 months
- 3.65%#43 of 91 on our list
- 22 months
- 4.40%Certificate of Deposit (CD)
- 2 years
- 3.65%#51 of 113 on our list
- 3 years
- 2.25%#48 of 74 on our list
- 4 years
- 2.25%Certificate of Deposit (CD)
- 5 years
- 3.00%#43 of 73 on our list
Visit American Express NationalPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Certificate of Deposit (CD)
| Term | APY | On our list |
|---|---|---|
| 10 months | 4.40% | – |
| 11 months | 3.65% | – |
| 1 year | 3.65% | #83 of 154 |
| 14 months | 3.65% | – |
| 18 months | 3.65% | #43 of 91 |
| 22 months | 4.40% | – |
| 2 years | 3.65% | #51 of 113 |
| 3 years | 2.25% | #48 of 74 |
| 4 years | 2.25% | – |
| 5 years | 3.00% | #43 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 90 days of interest
- Up to 4 years: 270 days of interest
- Up to 5 years: 365 days of interest
- Over 5 years: 540 days of interest
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Interest on CDs compound daily and post to the account monthly.Source · checked Oct 10, 2026
- Where
- Anywhere in the USSource · checked Oct 10, 2026
Certificates of Deposit (CDs)
| Term | APY | On our list |
|---|---|---|
| 10 months | 4.40% | – |
| 11 months | 3.65% | – |
| 1 year | 3.65% | #85 of 154 |
| 14 months | 3.65% | – |
| 18 months | 3.65% | #45 of 91 |
| 22 months | 4.40% | – |
| 2 years | 3.65% | #52 of 113 |
| 3 years | 2.25% | #49 of 74 |
| 4 years | 2.25% | – |
| 5 years | 3.00% | #44 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal.Source · checked Oct 10, 2026
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake