4 CDsChecked Oct 10, 2026Updated
America First CD rates
4.50%APY for 2 years, its best · as of Oct 10, 2026
- 3 months
- 3.95%Regular Certificate
- 6 months
- 4.00%#40 of 142 on our list
- 1 year
- 4.05%#50 of 154 on our list
- 18 months
- 4.10%#31 of 91 on our list
- 2 years
- 4.50%#14 of 113 on our list
- 30 months
- 4.35%Regular Certificate
- 3 years
- 4.40%#12 of 74 on our list
- 4 years
- 4.45%Regular Certificate
- 5 years
- 4.50%#15 of 73 on our list
Visit America FirstPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Certificate Accounts
| Term | APY | On our list |
|---|
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 60 days of interest
- Over 1 year: 180 days of interest
- Minimum to open
- $500Source · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends will be compounded and credited monthly.Source · checked Oct 10, 2026
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID
Dedicated Savings Certificates
| Term | APY | On our list |
|---|---|---|
| 5 years | 4.50% | #15 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 60 days of interest
- Over 1 year: 180 days of interest
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends will be compounded and credited monthly.Source · checked Oct 10, 2026
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID
Flexible Certificates
| Term | APY | On our list |
|---|---|---|
| 1 year | 3.80% | #76 of 154 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 60 days of interest
- Over 1 year: 180 days of interest
- Minimum to open
- $500Source · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends are credited monthly.Source · checked Oct 10, 2026
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID
Regular Certificate
| Term | APY | On our list |
|---|---|---|
| 3 months | 3.95% | – |
| 6 months | 4.00% | #40 of 142 |
| 1 year | 4.05% | #50 of 154 |
| 18 months | 4.10% | #31 of 91 |
| 2 years | 4.50% | #14 of 113 |
| 30 months | 4.35% | – |
| 3 years | 4.40% | #12 of 74 |
| 4 years | 4.45% | – |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 1 year: 60 days of interest
- Over 1 year: 180 days of interest
- Minimum to open
- $500Source · checked Oct 10, 2026
- Grace period at maturity
- 10 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends are credited monthly.Source · checked Oct 10, 2026
- Membership
- Membership required:
- Active and retired U.S. military and veterans with valid military ID
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake