2 CDsChecked Oct 10, 2026Updated
Alliant CD rates
4.15%APY for 1 year, its best · as of Oct 10, 2026
- 3 months
- 3.10%Alliant Certificate
- 6 months
- 3.60%#72 of 142 on our list
- 1 year
- 4.15%#37 of 154 on our list
- 18 months
- 3.65%#48 of 91 on our list
- 2 years
- 3.70%#50 of 113 on our list
- 3 years
- 3.70%#27 of 74 on our list
- 4 years
- 3.70%Alliant Certificate
- 5 years
- 3.70%#36 of 73 on our list
Visit AlliantPlaces are among the CDs we track for that term, on $10,000. IRA CDs aren’t counted in the best rates.
Alliant Certificate
| Term | APY | On our list |
|---|---|---|
| 3 months | 3.10% | – |
| 6 months | 3.60% | #72 of 142 |
| 1 year | 4.10% | #42 of 154 |
| 18 months | 3.65% | #48 of 91 |
| 2 years | 3.70% | #50 of 113 |
| 3 years | 3.70% | #27 of 74 |
| 4 years | 3.70% | – |
| 5 years | 3.70% | #36 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 17 months: 90 days of interest
- Up to 23 months: 120 days of interest
- Up to 4 years: 180 days of interest
- Up to 5 years: 180 days of interest
- Minimum to open
- $1,000Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends are compounded each month and at the time of maturitySource · checked Oct 10, 2026
- Membership
- Membership required:
- Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
Alliant Jumbo Certificate
| Term | APY | On our list |
|---|---|---|
| 3 months | 3.10% | – |
| 6 months | 3.60% | #71 of 142 |
| 1 year | 4.15% | #37 of 154 |
| 18 months | 3.65% | #46 of 91 |
| 2 years | 3.70% | #49 of 113 |
| 3 years | 3.70% | #26 of 74 |
| 4 years | 3.70% | – |
| 5 years | 3.70% | #35 of 73 |
Source: the bank’s page · checked Oct 10, 2026
- Early withdrawal penalty
- Up to 17 months: 90 days of interest
- Up to 23 months: 120 days of interest
- Up to 4 years: 180 days of interest
- Up to 5 years: 180 days of interest
- Minimum to open
- $75,000Source · checked Oct 10, 2026
- Grace period at maturity
- 7 daysSource · checked Oct 10, 2026
- Interest compounds
- Dividends are compounded each month and at the time of maturitySource · checked Oct 10, 2026
- Membership
- Membership required:
- Living or working in any of the following communities in Illinois: Arlington Heights, Bensenville, Des Plaines, Elk Grove Village, Elmhurst, Franklin Park, Harwood Heights, Itasca, Mount Prospect, Niles, Norridge, NorthLake, O'Hare International Airport, Park Ridge, Prospect Heights, River Grove, Rolling Meadows, Rosemont, Schiller Park, or Wood Dale.
CD rates change often; the bank’s own page is the final word. Best CD rates by term · CD calculator · Report a mistake