Bank in Kansas City, MOChecked Oct 10, 2026Updated
UMB Bank
- Best savings rate
- 3.71% APY UMB Retail Money Market
- Accounts we track
- 9
Savings accounts
| Account | APY | Monthly fee |
|---|---|---|
| UMB Premium Savings | 0.55% | $15 |
| UMB Savings | 0.02% | $3 |
| UMB Youth Savings | – | None |
Money market accounts
| Account | APY | Monthly fee |
|---|---|---|
| UMB Retail Money Market | 3.71% | $10 |
Checking accounts
| Account | APY | Monthly fee |
|---|---|---|
| UMB Check-Free Banking | – | $5 |
| UMB Free Checking | – | None |
| UMB Select Checking | 0.02% | $20 |
| UMB Value Checking | – | $8 |
CDs
UMB Bank CD rates: 1 CD.
About UMB Bank
- Headquarters
- Kansas City, MO
- Regulator
- Office of the Comptroller of the Currency
- FDIC certificate
- 8273 · FDIC BankFind record
- Federal Reserve RSSD ID
- 936855
- Website
- umb.com
- Deposit insurance
- FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered
From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.