No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Bank in Bloomington, ILChecked Oct 10, 2026Updated

Heartland Bank and Trust Company

Best savings rate
2.27% APY Heartland Bank and Capital Money Market Account
Best CD rate
4.10% APY for 23 months
Accounts we track
4

Savings accounts

AccountAPYMonthly fee
Heartland Bank and Simply Savings Account0.50%$3

Money market accounts

CDs

Heartland Bank and Trust Company CD rates: 1 CD, up to 4.10% APY for 23 months.

About Heartland Bank and Trust Company

Headquarters
Bloomington, IL
Regulator
Federal Deposit Insurance Corporation
FDIC certificate
20369 · FDIC BankFind record
Federal Reserve RSSD ID
426534
Website
hbtbank.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.