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Bank in Muncie, INChecked Oct 10, 2026Updated

First Merchants Bank

Accounts we track
10

Savings accounts

AccountAPYMonthly fee
First Merchants Regular Savings–$5

Money market accounts

AccountAPYMonthly fee
First Merchants Money Market Savings–$10
First Merchants Promotional Money Market Savings––
First Merchants Relationship Money Market Savings–$25

Checking accounts

AccountAPYMonthly fee
First Merchants Advantage Checking–$15
First Merchants Carefree Checking Account–$5
First Merchants First Direct Checking–$10
First Merchants Prosper Checking–$10
First Merchants Prosper Plus Checking–$25
First Merchants Simple Access–$4

About First Merchants Bank

Headquarters
Muncie, IN
Regulator
Federal Deposit Insurance Corporation
FDIC certificate
4365 · FDIC BankFind record
Federal Reserve RSSD ID
17147
Website
firstmerchants.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.