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Bank in Boston, MAChecked Oct 10, 2026Updated

Beacon Bank and Trust

Best savings rate
3.20% APY Beacon One Savings
Best CD rate
3.30% APY for 6 months
Accounts we track
15

Savings accounts

AccountAPYMonthly fee
Beacon Bank and Trust Personal Savings––
Beacon Bank and Trust Relationship Savings––
Beacon One Savings3.20%None

Money market accounts

AccountAPYMonthly fee
Beacon Bank and Trust Personal Money Market–$5
Beacon Bank and Trust Relationship Money Market–None
Beacon One Money Market3.20%None

Checking accounts

AccountAPYMonthly fee
Beacon Bank and Trust Bank On Checking––
Beacon Bank and Trust Checking Plus–$10
Beacon Bank and Trust Free Checking–None
Beacon Bank and Trust Premium Checking–$5
Beacon Bank and Trust Student Checking––
Beacon One Checking0.10%None
Beacon One University Checking–None

CDs

Beacon Bank and Trust CD rates: 2 CDs, up to 3.30% APY for 6 months.

About Beacon Bank and Trust

Headquarters
Boston, MA
Regulator
Federal Reserve
FDIC certificate
17798 · FDIC BankFind record
Federal Reserve RSSD ID
782306
Website
beaconbank.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.