Cash Back Credit Card
$200 cash back after you spend $2,000 in 3 months. No annual fee.
- Welcome offer
- Issuer's pagebecu.org
“You could earn a $200 cash back bonus after you spend $2,000 on purchases in the first three months of account opening 4”
- Annual fee
- Issuer's pagebecu.org
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pagebecu.org
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $200 | $0 |
| Typical spender | $200 | $0 |
| Heavy spender | $200 | $0 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: not counted: 1.5x every purchase.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Lower top APR than about 100% of the 128 cards on our Sign-up bonuses list (see the list).
- No annual fee, like about 85% of the 626 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$200 cash
After you spend $2,000 on purchases in your first 3 months.
Earn a $200 cash back bonus after spending $2,000 on purchases in the first three months of account opening.
How you earn
- 1.5%every purchase
Rates and fees
| Annual fee | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Price protection: if an item purchased drops in price within 60 days, the price difference is refunded, up to $500 per item.
- Emergency assistance services, including roadside dispatch.
- Six security features, including credit card fraud alerts, contactless tap technology, and an EMV security chip.
- Price protection: $500 per item
- Extended warranty
- Travel accident: $500,000
- Baggage
- Baggage
- Trip cancellation
- Roadside
Questions
- What is the annual fee?
- No annual fee becu.org, since Oct 3, 2026
- Does it charge a foreign transaction fee?
- No. Reported to the CFPB, Dec 31, 2025, since Oct 4, 2026
- What is the purchase APR?
- 16.49% APR Issuer document
- Is there a welcome bonus?
- $200 cash back after $2,000 in purchases in 3 months. becu.org, since Sep 29, 2026
Other secured cash back cards with no annual fee
- Bank of America Unlimited Cash RewardsBank of America · No annual fee+$450 a year
- Bank of America Unlimited Cash Rewards SecuredBank of America · No annual fee+$450 a year
- Quicksilver RewardsCapital One · No annual fee+$450 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).