Quicksilver Rewards
No annual fee. Purchase APR 29.49–29.74%.
- Annual fee
- Issuer's pagecapitalone.com
“Cash Back with $0 Annual Fee”
- Purchase APR
- CFPB credit card surveyReported to the CFPB, Dec 31, 2025
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- Issuer's pagecapitalone.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $180 | $180 |
| Typical spender | $450 | $450 |
| Heavy spender | $990 | $990 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 85% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
How you earn · Quicksilver Rewards
- 1.5%Everything else
Rates and fees
| Annual fee | Issuer's pagecapitalone.com “Cash Back with $0 Annual Fee” |
|---|---|
| Purchase APR | CFPB credit card surveyReported to the CFPB, Dec 31, 2025 The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagecapitalone.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- No foreign transaction fees
- Complimentary Concierge Service
Questions
- What is the annual fee?
- $0 capitalone.com, since Sep 30, 2026
- Does it charge a foreign transaction fee?
- No. capitalone.com, since Oct 4, 2026
- What is the purchase APR?
- 29.49–29.74% APR Reported to the CFPB, Dec 31, 2025, since Sep 29, 2026
- What credit do you need?
- Excellent capitalone.com, since Sep 29, 2026
Other secured cash back cards with no annual fee
- Bank of America Unlimited Cash RewardsBank of America · No annual feeabout the same
- Bank of America Unlimited Cash Rewards SecuredBank of America · No annual feeabout the same
- Quicksilver Secured RewardsCapital One · No annual feeabout the same
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).