Business Cash Back Credit Card
$300 cash back after you spend $3,000 in 3 months. No annual fee.
- Welcome offer
- Issuer's pagebecu.org
“$300 Bonus: Limited-Time Business Cash Back Credit Card Offer”
- Annual fee
- Issuer's pagebecu.org
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pagebecu.org
The source states this figure; we have no exact sentence on file yet.
- Foreign transaction fee
- Issuer's pagebecu.org
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $480 | $180 |
| Typical spender | $750 | $450 |
| Heavy spender | $1,290 | $990 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Lower top APR than about 100% of the 128 cards on our Sign-up bonuses list (see the list).
- No annual fee, like about 85% of the 626 cards we track.
- Worth more to a typical spender than about 85% of the 650 cards we track.
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
$300 cash
After you spend $3,000 on purchases in your first 3 months.
Limited-time offer available through Sept. 30, 2026. The $300 cash back credit must be redeemed as a statement credit only. After qualifying, allow up to 30 days for the bonus to post to the cash back balance.
How you earn
- 1.5%Everything else
Rates and fees
| Annual fee | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
| Cash advance fee | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
| Foreign transactions | Issuer's pagebecu.org The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- Travel and emergency assistance services
- Worldwide travel and accident insurance
- Auto rental collision damage waiver
- No $0 liability if the card is lost or stolen
- Rental car
- Travel accident
- Extended warranty: Up to one year
Questions
- What is the annual fee?
- No annual fee becu.org, since Oct 3, 2026
- Does it charge a foreign transaction fee?
- No. becu.org, since Oct 3, 2026
- What is the purchase APR?
- 16.99% APR becu.org, since Oct 2, 2026
- Is there a welcome bonus?
- $300 cash back after $3,000 in purchases in 3 months. becu.org, since Sep 29, 2026
Other cash back cards with no annual fee
- Susan G. Komen Customized Cash Rewards Credit Card - Pink RibbonBank of America · No annual fee+$260 a year
- The One Key Card No Annual FeeWells Fargo · No annual fee+$200 a year
- West Elm Key Rewards VisaCapital One · No annual fee+$175 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).