Platinum Card®

How you earn · Membership Rewards® Program

• 5× pointsFlights purchased directly from airlines or through American Express Travel®
• 5× pointsPrepaid hotels
• 1× pointsEverything else

Rates and fees

Carrying a balance? See how long it takes to pay off

Benefits

• Global Entry application credit: $120 every 4 years
• TSA PreCheck application credit: $85 every 5 years
• Hotel credit: $300 semiannual
• Resy Credit: $100 quarterly
• Digital Entertainment Credit: $25 monthly
• lululemon Credit: $75 quarterly
• Walmart+ Credit: $12.95 monthly
• Oura Ring Credit: $200 annual
• Equinox Credit: $300 annual
• Uber One membership credit: $120 annual
• Airline incidental fee credit: $200 annual
• CLEAR+® membership credit: $219 annual
• Global Entry statement credit every 4 years or TSA PreCheck statement credit for a five-year membership, as described in the statement credits section
• Global Lounge Collection with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership with enrollment, and other select partner lounges
• Over 1,550 airport lounges
• Complimentary premium status for select car rental programs; enrollment required through the American Express online account
• Platinum Travel Consultants provide custom itineraries and tailored recommendations.
• No foreign transaction fees.
• Premium Global Assist® Hotline provides 24/7 emergency assistance and coordination services when traveling more than 100 miles from home.
• Access to Global Dining Access by Resy, exclusive reservations, premium dining experiences, and Priority Notify after adding the Card to a Resy profile.
• Access to Platinum Nights™ by Resy at participating restaurants in select cities.
• Access to Premium Events Collection™ experiences.
• Access to Amex Presale Tickets® and Amex Reserved Tickets® for select events.
• Enhanced experiences at select stadiums and arenas, including dedicated entrances or fast lanes; enrolled Card Members receive 10% back on qualifying concessions purchases up to $250 per calendar year.
• 25% back on qualifying inflight purchases is not stated; no such benefit included.
• Uber Cash of $15 each month, plus a $20 December bonus, for rides and orders in the U.S. when the Card is selected for payment.
• Instant Card Number availability after approval and eligibility.
• Additional Platinum and Companion Cards can earn rewards on purchases.
• Send & Split® functionality in the American Express App.
• Cell phone: Up to $800 per claim
• Purchase protection: Up to $10,000 per Covered Purchase, up to $50,000 per calendar year
• Extended warranty: Up to the actual amount charged to the Eligible Card, up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year
• Return protection: Up to $300 per item, up to a maximum of $1,000 per calendar year per Card account
• Emergency assistance