Business Platinum Card®

How you earn · Membership Rewards

• 5× pointsFlights booked through American Express Travel, including flights booked on AmexTravel.com
• 5× pointsPrepaid hotels booked through American Express Travel, including Fine Hotels + Resorts and The Hotel Collection
• 2× pointsEligible purchases in key business categories
• 2× pointsSingle purchases of $5,000 or more
• 1× pointsEverything else

Rates and fees

Carrying a balance? See how long it takes to pay off

Benefits

• Hotel Credit: $300 semiannual
• Hilton Credit: $50 quarterly
• Airline Fee Credit: $200 annual
• CLEAR+ Credit: $219 annual
• Global Entry Application Fee Credit: $120 every 4 years
• TSA PreCheck Application Fee Credit: $85 every 4 years
• Dell Technologies Credit: $150 annual
• Dell Technologies Additional Credit: $1,000 annual
• ChatGPT Business Credit: $300 annual
• Adobe Credit: $250 annual
• Indeed Credit: $90 quarterly
• Wireless Credit: $10 monthly
• American Express One AP Statement Credit: $2,400 annual
• Amex Travel Online Flight Statement Credit: $1,200 annual
• The Hotel Collection Credit: $100 other
• Global Entry or TSA PreCheck application fee credit every 4 years
• Access to Centurion Lounges
• 10 complimentary Delta Sky Club visits each year when flying on an eligible Delta flight
• Priority Pass Select membership; enrollment required
• Access to other select partner lounges
• Access to over 1,550 airport lounges worldwide is described on the product page
• Complimentary Leaders Club Sterling Status from The Leading Hotels of the World®; enrollment required
• Marriott Bonvoy Gold Elite Status; enrollment required
• Hilton Honors Gold Status; enrollment required
• Complimentary premium status for select Avis, Hertz, and National car rental programs; enrollment required
• 35% of points back when using Pay with Points for flights booked through Amex Travel with a selected qualifying airline, up to 1,000,000 points back per calendar year
• Fine Hotels + Resorts provides a suite of benefits with an average total value of $550 per stay, based on 2025 bookings
• The Hotel Collection offers a $100 credit toward eligible charges for bookings of two nights or more
• No foreign transaction fees on purchases made outside the United States
• Platinum Travel Consultants provide custom itineraries and travel recommendations
• Premium Global Assist Hotline provides 24/7 medical, legal, financial, and other emergency coordination and assistance while traveling more than 100 miles from home
• Global Dining Access by Resy provides exclusive reservations, Priority Notify, and a Resy profile badge
• Platinum Nights by Resy provides access to reservations on select nights at participating restaurants in select cities
• Amex Presale Tickets and Amex Reserved Tickets access for select events, while supplies last
• Employee Cards, merchant category alerts, QuickBooks connectivity, online statements, Account Manager, Year-End Summary, and Vendor Pay features
• Rental car
• Trip delay: Up to $500 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period
• Trip cancellation: Up to $10,000 per trip and up to $20,000 per Eligible Card per 12 consecutive month period
• Baggage: Up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage; subject to a $3,000 aggregate limit per covered trip
• Cell phone: Up to $800 per claim, limit of 2 approved claims per 12-month period
• Extended warranty
• Purchase protection: Up to $10,000 per covered purchase, up to $50,000 per calendar year