Wealth Visa® Credit Card
30,000 Relationship Rewards points welcome bonus. $125 a year.
- Welcome offer
- Issuer's pageregions.com
“Earn 30,000 bonus points (a $300 cash value) if you spend $2,000 in the first 90 days after account opening.”
- Annual fee
- Issuer's pageregions.com
“$125 annual fee”
- Purchase APR
- Issuer's pageregions.com
“17.74% variable APR on purchases and balance transfers”
- Foreign transaction fee
- Issuer's pageregions.com
The source states this figure; we have no exact sentence on file yet.
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $475 | $175 |
| Typical spender | $925 | $625 |
| Heavy spender | $1,825 | $1,525 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Assumed: points valued at an assumed 1¢.
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- Worth more to a typical spender than about 100% of the 650 cards we track.
- Lower top APR than about 95% of the 128 cards on our Sign-up bonuses list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Welcome offer
30,000 points
Spend $2,000 in purchases
Spend $2,000 in the first 90 days after account opening. If earned, the bonus will be awarded 91–95 days from account opening. The bonus has a stated $300 cash value.
How you earn · Relationship Rewards
- 2.5× pointsEverything else
Rates and fees
| Annual fee | Issuer's pageregions.com “$125 annual fee” |
|---|---|
| Purchase APR | Issuer's pageregions.com “17.74% variable APR on purchases and balance transfers” |
| Balance transfer APR | Issuer's pageregions.com “17.74% variable APR on purchases and balance transfers” |
| Balance transfer fee | Issuer's pageregions.com “$10 balance transfer fee or 4% of the amount of the balance transferred, whichever is greater” |
| Cash advance APR | Issuer's pageregions.com “28.74% variable APR for cash advances” |
| Cash advance fee | Issuer's pageregions.com “$10 cash advance fee or 4% of the amount of the cash advance, whichever is greater” |
| Late payment | Issuer's pageregions.com “Late payment fee of up to $39” |
| Foreign transactions | Issuer's pageregions.com The source states this figure; we have no exact sentence on file yet. |
Carrying a balance? See how long it takes to pay off
Benefits
- TSA PreCheck or Global Entry statement credit: $100 every 4 years
- $100 statement credit for TSA PreCheck or Global Entry once every four years
- Travel accident
- Roadside
- Baggage
- Emergency assistance
- Rental car
- Extended warranty
- Purchase protection
- Cell phone
- Other
- Other
- Other
Questions
- What is the annual fee?
- $125 regions.com, since Sep 29, 2026
- Does it charge a foreign transaction fee?
- No. regions.com, since Oct 3, 2026
- What is the purchase APR?
- 17.74% APR regions.com, since Sep 29, 2026
- Is there a welcome bonus?
- 30,000 Relationship Rewards points after $2,000 in purchases. regions.com, since Oct 3, 2026
Other points cards with fees up to $300
- Hilton Honors American Express SurpassAmerican Express · $150 a year−$125 a year
- Business Essentials PlusUS Bank · $295 a year−$320 a year
- Marriott Bonvoy BevyAmerican Express · $250 a year−$465 a year
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).