Visa Platinum Credit Card
No annual fee. Purchase APR 13.74–25.74%, variable.
- Annual fee
- Issuer's pagealliantcreditunion.org
The source states this figure; we have no exact sentence on file yet.
- Purchase APR
- Issuer's pagealliantcreditunion.org
“After that, a variable APR applies ranging from 13.74%–25.74%.”
We don't earn anything from this link. Select any underlined figure to see where it comes from.
What it's worth
| Spending | First year | After |
|---|---|---|
| Light spender | $0 | $0 |
| Typical spender | $0 | $0 |
| Heavy spender | $0 | $0 |
The spending each assumes, a month
- Light spender: groceries $300, dining $100, gas $100, everything else $500
- Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
- Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500
Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards
How it compares
- No annual fee, like about 100% of the 49 cards on our 0% intro APR list (see the list).
- Lower top APR than about 75% of the 50 cards on our 0% intro APR list (see the list).
Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method
Rates and fees
| Annual fee | Issuer's pagealliantcreditunion.org The source states this figure; we have no exact sentence on file yet. |
|---|---|
| Purchase APR | Issuer's pagealliantcreditunion.org “After that, a variable APR applies ranging from 13.74%–25.74%.” |
| Intro APR | Issuer's pagealliantcreditunion.org “✓ Purchases : Get 0% APR intro rate for 12 months on new purchases.” |
| Balance transfer APR | Issuer's pagealliantcreditunion.org The source states this figure; we have no exact sentence on file yet. |
| Balance transfer fee | Issuer's pagealliantcreditunion.org “A fee of 2% of the balance transfer applies, $5 minimum.” |
Carrying a balance? See how long it takes to pay off
Benefits
- $0 fraud liability for unauthorized purchases and fraudulent charges
- Contactless payments
- Works with Apple Pay, Google Pay and Samsung Pay
- EMV chip technology and Visa Secure for online shopping protection
- Visa Purchase Alerts for real-time transaction notifications
- Debt protection benefit plan in the event of death, disability or involuntary unemployment
- Purchase protection
- Rental car
- Roadside
Questions
- What is the annual fee?
- No annual fee alliantcreditunion.org, since Sep 29, 2026
- What is the purchase APR?
- 13.74–25.74% APR alliantcreditunion.org, since Sep 29, 2026
- Is there an intro APR?
- 0% APR for 12 months. alliantcreditunion.org, since Sep 29, 2026
Other cards without rewards with no annual fee
- AAA Daily Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AAA Travel Advantage Visa SignatureComenity Capital Bank · No annual feeabout the same
- AEO, Inc.Synchrony · No annual feeabout the same
Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).